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Bonck & Baker Mortgage Group

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110,000 +

Homes Financed

$20B +

In Loans

Top 50

Best Companies

Top 100

Largest Lenders

95%

Would Recommend Us

Meet Our Team

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Austin Baker

Apply With Austin

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Jonathan Bonck

Apply With Jonathan

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Casey Pollard

Apply With Casey

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Bruce Bradford

Apply With Bruce

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Christian Colella

Apply With Christian

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Colton Flowers

Apply With Colton

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Debra Flowers

Apply With Debra

Welcome To The Home Of

The New 10-Day Closing!

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At Network Funding, it's now possible to go from application to closing in just 10 days!*

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Free Resources

Check out our other free resources, and become a home-buying genius.

Download Now

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Loan Types

Conventional

Our most popular loan type

Down Payment

MINIMUM*

Loan Size

MAXIMUM*

Credit Score

MINIMUM*

Purpose of Home

PRIMARY, 2ND, or INVESTMENT*

FHA

Great for First-Time Buyers

Down Payment

MINIMUM*

Loan Size

MAXIMUM*

Credit Score

MINIMUM*

Purpose of Home

PRIMARY ONLY*

Jumbo

For Those Dreaming BIG

Down Payment

MINIMUM*

Loan Size

MAXIMUM*

Credit Score

MINIMUM*

Purpose of Home

PRIMARY, 2ND, or INVESTMENT*

USDA

For Those Who Love the Countryside

Down Payment

MINIMUM*

Loan Size

MAXIMUM*

Credit Score

MINIMUM*

Purpose of Home

PRIMARY ONLY*

VA

For those who have served

Down Payment

MINIMUM*

Loan Size

MAXIMUM*

Credit Score

MINIMUM*

Purpose of Home

PRIMARY ONLY*

* Disclaimer, Assumptions, & State Licenses

DISCLAIMER

The information on this page is not meant to be a quote. So, if you want an ACTUAL interest rate quote, or if you're just curious what you may be eligible for, just ask us!

Annual Percentage Rate (APR) effective 9/15/17. Rates based on Network Funding’s average customer FICOs for 2017. Rates may change or not be available at the time of lock. Not an offer to enter into an interest rate or discount point agreement. Any such agreement may only be made in writing by both the borrower and the lender. Network Funding, LP reserves the right to change or cancel this offer without notice. Subject to applicable laws and regulations. Monthly payment excludes mortgage insurance, homeowners insurance, property taxes and HOA.

Assumptions

Conventional: For the information discussed on this page, we're assuming the following: $300,000 purchase. $291,000 loan amount. $1410 P&I. 4.125% (4.618% APR). 751 FICO.

FHA: For the information discussed on this page, we're assuming the following: $300,000 purchase. $289,500 loan amount. $1406 P&I. 4.000% (5.089% APR). 686 FICO.

Jumbo: For the information discussed on this page, we're assuming the following: $1,000,000 purchase. $900,000 loan amount. $4627 P&I. 4.625% (4.669% APR). 761 FICO.

USDA: For the information discussed on this page, we're assuming the following: $300,000 purchase. $300,000 loan amount. $1512 P&I. 4.375% (4.883% APR). 707 FICO.

VA: For the information discussed on this page, we're assuming the following: $300,000 purchase. $300,000 loan amount. $1485 P&I. 4.125% (4.421% APR). 721 FICO.

State Licenses

STATE LICENSES

Austin Baker:

ALABAMA: Alabama Mortgage Loan Originator License #53496

ARKANSAS*: Arkansas Mortgage Loan Originator License #103715

CONNECTICUT: Connecticut Mortgage Loan Originator License LO-259989

INDIANA: DFI Mortgage Loan Originator License #16966

IOWA: Iowa Mortgage Loan Originator License #19954

LOUISIANA: Louisiana Mortgage Originator License

MICHIGAN: Michigan Mortgage Loan Originator License #259989

MINNESOTA: Minnesota Mortgage Loan Originator License #MN-MLO-259989

MONTANA: Montana Mortgage Loan Originator License #259989

OHIO: Ohio Mortgage Broker Act Loan Originator License LO.039494.000

OKLAHOMA: Oklahoma Mortgage Loan Originator License #MLO05957

PENNSYLVANIA: Pennsylvania Mortgage Originator License #37837

RHODE ISLAND: Rhode Island Mortgage Loan Originator License: Rhode Island Licensed Lender. Company License Number 20112814LL

SOUTH CAROLINA: South Carolina-BFI Mortgage Loan Originator License #MLO - 259989

TEXAS*: Texas - SML Mortgage Loan Originator

WISCONSIN: Wisconsin Mortgage Loan Originator License #259989

WYOMING: Wyoming Mortgage Loan Originator License #891

Colton Flower, Bruce Bradford, Casey Pollard:

TEXAS*: Texas - SML Mortgage Loan Originator

Jonathan Bonck:

TEXAS*: Texas - SML Mortgage Loan Originator

LOUISIANA: Louisiana Mortgage Originator License

Debra Flowers:

ALABAMA: Alabama Mortgage Loan Originator License #53496

COLORADO: Colorado Mortgage Loan Originator License // Regulated by the Division of Real Estate. #100035554

FLORIDA: Florida Mortgage Loan Originator License

GEORGIA: Georgia Mortgage Loan Originator License

TEXAS*: Texas - SML Mortgage Loan Originator

STATE DISCLAIMERS

*For the State of Arkansas:

We do not currently have any branch locations

*For the State of Illinois:

Active Branch location by NMLS#: 931259 . These can be viewed on NMLS Consumer Access:http://www.nmlsconsumeraccess.org/

*For the State of Texas:

CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.

THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.

Right Loan. Done Right.

A mortgage company you can trust

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Integrity

We strive for transparency and honesty in our communication.

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Reliability

We strive to finish the job, and finish on time.

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Simplicity

We strive to make the loan process as easy as possible.

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A Lender That Gives Back

We're all about home and family

We want to make a difference in the lives of families and improve the homes in which they live. So, we've forged partnerships with organizations that do just that! We call it The Giving Network, and we hope you join us!

Julian T.

"I feel like I got a great deal and an education on the ins and outs."

Hena M.

"They made it very simple and stress-free."

Larry A.

"I have never experienced anyone work so hard to get a loan approved."